UNBIASED EDITORIAL BENCHMARK

Expert Credit Card Reviews in Canada.

Read comprehensive evaluations of all 72 credit cards based on our standardized scoring rubric. We analyze reward rates, fee structures, travel insurances, and premium perks to give you the honest bottom line.

Bank Issuer
Rewards Category
Sort Reviews
🦫
Standardized Rubric Benchmark

Our credit cards editorial board runs standardized points-to-dollars translations. Ratings reflect 40% monetary yield, 20% travel medical/device insurances, 20% low fee APRs, 15% VIP perks, and 5% approval requirements.

Showing 72 card reviews matching your criteria
CobaltAMEX
AMERICAN EXPRESS
American Express

American Express Cobalt Card

3.0
Annual Fee$155.88
Welcome Bonus$600
Purchase Interest21.99%
Pros
  • gas benefits
  • grocery benefits
Cons
  • Annual fee of $155.88
GoldAMEX
AMERICAN EXPRESS
American Express

American Express Gold Rewards Card

3.0
Annual Fee$250
Welcome Bonus$1500
Purchase Interest21.99%
Pros
  • gas benefits
  • grocery benefits
Cons
  • Annual fee of $250.0
PlatinumAMEX
AMERICAN EXPRESS
American Express

The Platinum Card

3.0
Annual Fee$799
Welcome Bonus$2000
Purchase Interest21.99%
Pros
  • gas benefits
  • grocery benefits
Cons
  • Annual fee of $799.0
SimplyCash CardAMEX
AMERICAN EXPRESS
American Express

SimplyCash Card from American Express

3.0
Annual FeeNo Fee
Welcome Bonus$300
Purchase Interest20.99%
Pros
  • cash-back benefits
  • no-annual-fee benefits
Cons
  • Fewer premium travel benefits
SimplyCash PreferredAMEX
AMERICAN EXPRESS
American Express

SimplyCash Preferred Card from Amex

3.0
Annual Fee$120
Welcome Bonus$400
Purchase Interest21.99%
Pros
  • cash-back benefits
  • gas benefits
Cons
  • Annual fee of $120.0
AeroplanAMEX
AMERICAN EXPRESS
American Express

American Express Aeroplan Card

3.0
Annual FeeNo Fee
Welcome Bonus$150
Purchase Interest20.99%
Pros
  • no-annual-fee benefits
  • rewards benefits
Cons
  • Fewer premium travel benefits
Aero ReserveAMEX
AMERICAN EXPRESS
American Express

American Express Aeroplan Reserve Card

3.0
Annual Fee$599
Welcome Bonus$1350
Purchase Interest21.99%
Pros
  • gas benefits
  • grocery benefits
Cons
  • Annual fee of $599.0
American ExpressAMEX
AMERICAN EXPRESS
American Express

American Express Business Edge Card

3.0
Annual Fee$199
Welcome Bonus$1000
Purchase Interest21.99%
Pros
  • gas benefits
  • grocery benefits
Cons
  • Annual fee of $199.0
BMO CashBackMASTERCARD
MASTERCARD
BMO

BMO CashBack Mastercard

3.0
Annual FeeNo Fee
Welcome Bonus$100
Purchase Interest20.99%
Pros
  • newcomers benefits
  • cash-back benefits
Cons
  • Fewer premium travel benefits
CashBack WEMASTERCARD
MASTERCARD
BMO

BMO CashBack World Elite Mastercard

3.0
Annual Fee$120
Welcome Bonus$480
Purchase Interest20.99%
Pros
  • cash-back benefits
  • gas benefits
Cons
  • Annual fee of $120.0
AscendMASTERCARD
MASTERCARD
BMO

BMO Ascend World Elite Mastercard

3.0
Annual Fee$150
Welcome Bonus$771
Purchase Interest20.99%
Pros
  • gas benefits
  • grocery benefits
Cons
  • Annual fee of $150.0
eclipse VIVISA
VISA
BMO

BMO eclipse Visa Infinite Card

3.0
Annual Fee$120
Welcome Bonus$469
Purchase Interest20.99%
Pros
  • gas benefits
  • grocery benefits
Cons
  • Annual fee of $120.0
eclipse VIPVISA
VISA
BMO

BMO eclipse Visa Infinite Privilege Card

3.0
Annual Fee$399
Welcome Bonus$1340
Purchase Interest20.99%
Pros
  • gas benefits
  • grocery benefits
Cons
  • Annual fee of $399.0
eclipse riseVISA
VISA
BMO

BMO eclipse rise Visa Card

3.0
Annual FeeNo Fee
Welcome Bonus$168
Purchase Interest20.99%
Pros
  • gas benefits
  • rewards benefits
Cons
  • Fewer premium travel benefits
BMO PreferredMASTERCARD
MASTERCARD
BMO

BMO Preferred Rate Mastercard

3.0
Annual Fee$29
Welcome Bonus
Purchase Interest13.99%
Pros
  • low-interest benefits
  • balance-transfer benefits
Cons
  • Annual fee of $29.0
BMO CashBackMASTERCARD
MASTERCARD
BMO

BMO CashBack Mastercard for students

3.0
Annual FeeNo Fee
Welcome Bonus$100
Purchase Interest20.99%
Pros
  • cash-back benefits
  • student benefits
Cons
  • Fewer premium travel benefits
BMO VIPorterMASTERCARD
MASTERCARD
BMO

BMO VIPorter World Elite Mastercard

3.0
Annual Fee$199
Welcome Bonus$1050
Purchase Interest20.99%
Pros
  • gas benefits
  • grocery benefits
Cons
  • Annual fee of $199.0
BMO VIPorterMASTERCARD
MASTERCARD
BMO

BMO VIPorter Mastercard

3.0
Annual Fee$89
Welcome Bonus$600
Purchase Interest20.99%
Pros
  • gas benefits
  • grocery benefits
Cons
  • Annual fee of $89.0
CashBackVISA
VISA
TD

TD Cash Back Visa Infinite Card

3.0
Annual Fee$139
Welcome Bonus$245
Purchase Interest20.99%
Pros
  • cash-back benefits
  • gas benefits
Cons
  • Annual fee of $139.0
TD FirstVISA
VISA
TD

TD First Class Travel Visa Infinite Card

3.0
Annual Fee$139
Welcome Bonus$825
Purchase Interest20.99%
Pros
  • gas benefits
  • grocery benefits
Cons
  • Annual fee of $139.0
AeroplanVISA
VISA
TD

TD Aeroplan Visa Infinite Card

3.0
Annual Fee$139
Welcome Bonus$600
Purchase Interest20.99%
Pros
  • grocery benefits
  • rewards benefits
Cons
  • Annual fee of $139.0
AeroplanVISA
VISA
TD

TD Aeroplan Visa Infinite Privilege Card

3.0
Annual Fee$599
Welcome Bonus$1500
Purchase Interest20.99%
Pros
  • gas benefits
  • grocery benefits
Cons
  • Annual fee of $599.0
TD LowVISA
VISA
TD

TD Low Rate Visa Card

3.0
Annual FeeNo Fee
Welcome Bonus
Purchase Interest12.99%
Pros
  • low-interest benefits
  • balance-transfer benefits
Cons
  • Fewer premium travel benefits
TD RewardsVISA
VISA
TD

TD Rewards Visa Card

3.0
Annual FeeNo Fee
Welcome Bonus
Purchase Interest20.99%
Pros
  • newcomers benefits
  • no-annual-fee benefits
Cons
  • Fewer premium travel benefits
PassportVISA
VISA
Scotiabank

Scotiabank Passport Visa Infinite Card

3.0
Annual Fee$170
Welcome Bonus$600
Purchase Interest20.99%
Pros
  • gas benefits
  • grocery benefits
Cons
  • Annual fee of $170.0
MomentumVISA
VISA
Scotiabank

Scotia Momentum Visa Infinite Card

3.0
Annual Fee$120
Welcome Bonus$259
Purchase Interest20.99%
Pros
  • cash-back benefits
  • gas benefits
Cons
  • Annual fee of $120.0
GoldAMEX
AMERICAN EXPRESS
Scotiabank

Scotiabank Gold American Express Card

3.0
Annual Fee$120
Welcome Bonus$450
Purchase Interest20.99%
Pros
  • gas benefits
  • grocery benefits
Cons
  • Annual fee of $120.0
Scotiabank Scene+VISA
VISA
Scotiabank

Scotiabank Scene+ Visa Card

3.0
Annual FeeNo Fee
Welcome Bonus$100
Purchase Interest20.99%
Pros
  • newcomers benefits
  • grocery benefits
Cons
  • Fewer premium travel benefits
Scotiabank ValueVISA
VISA
Scotiabank

Scotiabank Value Visa Card

3.0
Annual Fee$29
Welcome Bonus
Purchase Interest12.99%
Pros
  • low-interest benefits
  • balance-transfer benefits
Cons
  • Annual fee of $29.0
AventuraVISA
VISA
CIBC

CIBC Aventura Visa Infinite Card

3.0
Annual Fee$139
Welcome Bonus$300
Purchase Interest20.99%
Pros
  • gas benefits
  • grocery benefits
Cons
  • Annual fee of $139.0
AeroplanVISA
VISA
CIBC

CIBC Aeroplan Visa Infinite Card

3.0
Annual Fee$139
Welcome Bonus$450
Purchase Interest20.99%
Pros
  • grocery benefits
  • rewards benefits
Cons
  • Annual fee of $139.0
AeroplanVISA
VISA
CIBC

CIBC Aeroplan Visa Infinite Privilege Card

3.0
Annual Fee$599
Welcome Bonus$1200
Purchase Interest20.99%
Pros
  • gas benefits
  • grocery benefits
Cons
  • Annual fee of $599.0
DividendVISA
VISA
CIBC

CIBC Dividend Visa Infinite Card

3.0
Annual Fee$120
Welcome Bonus$400
Purchase Interest20.99%
Pros
  • cash-back benefits
  • gas benefits
Cons
  • Annual fee of $120.0
CIBC CostcoMASTERCARD
MASTERCARD
CIBC

CIBC Costco Mastercard

3.0
Annual FeeNo Fee
Welcome Bonus
Purchase Interest20.99%
Pros
  • cash-back benefits
  • gas benefits
Cons
  • Fewer premium travel benefits
CIBC SelectVISA
VISA
CIBC

CIBC Select Visa Card

3.0
Annual Fee$35
Welcome Bonus
Purchase Interest13.49%
Pros
  • low-interest benefits
  • Premium insurance packages
Cons
  • Annual fee of $35.0
AvionVISA
VISA
RBC

RBC Avion Visa Infinite Card

3.0
Annual Fee$120
Welcome Bonus$450
Purchase Interest20.99%
Pros
  • gas benefits
  • grocery benefits
Cons
  • Annual fee of $120.0
AvionVISA
VISA
RBC

RBC Avion Visa Infinite Privilege Card

3.0
Annual Fee$399
Welcome Bonus$750
Purchase Interest20.99%
Pros
  • gas benefits
  • grocery benefits
Cons
  • Annual fee of $399.0
ION+VISA
VISA
RBC

RBC ION+ Visa Card

3.0
Annual FeeNo Fee
Welcome Bonus$50
Purchase Interest20.99%
Pros
  • newcomers benefits
  • cash-back benefits
Cons
  • Fewer premium travel benefits
CashBackMASTERCARD
MASTERCARD
RBC

RBC Cash Back Mastercard

3.0
Annual FeeNo Fee
Welcome Bonus
Purchase Interest20.99%
Pros
  • newcomers benefits
  • cash-back benefits
Cons
  • Fewer premium travel benefits
RBC WestJetMASTERCARD
MASTERCARD
RBC

RBC WestJet World Elite Mastercard

3.0
Annual Fee$119
Welcome Bonus$450
Purchase Interest20.99%
Pros
  • gas benefits
  • grocery benefits
Cons
  • Annual fee of $119.0
Money-BackMASTERCARD
MASTERCARD
Tangerine

Tangerine Money-Back Credit Card

3.0
Annual FeeNo Fee
Welcome Bonus$100
Purchase Interest20.99%
Pros
  • cash-back benefits
  • gas benefits
Cons
  • Fewer premium travel benefits
Money-BackMASTERCARD
MASTERCARD
Tangerine

Tangerine Money-Back World Mastercard

3.0
Annual FeeNo Fee
Welcome Bonus$100
Purchase Interest20.99%
Pros
  • cash-back benefits
  • gas benefits
Cons
  • Fewer premium travel benefits
RewardsMASTERCARD
MASTERCARD
Tangerine

Tangerine Rewards World Elite Mastercard

3.0
Annual FeeNo Fee
Welcome Bonus$300
Purchase Interest20.99%
Pros
  • gas benefits
  • grocery benefits
Cons
  • Fewer premium travel benefits
MBNA RewardsMASTERCARD
MASTERCARD
MBNA

MBNA Rewards World Elite Mastercard

3.0
Annual FeeNo Fee
Welcome Bonus$300
Purchase Interest20.99%
Pros
  • gas benefits
  • grocery benefits
Cons
  • Fewer premium travel benefits
MBNA TrueMASTERCARD
MASTERCARD
MBNA

MBNA True Line Mastercard

3.0
Annual FeeNo Fee
Welcome Bonus
Purchase Interest12.99%
Pros
  • low-interest benefits
  • balance-transfer benefits
Cons
  • Fewer premium travel benefits
PlatinumMASTERCARD
MASTERCARD
MBNA

MBNA Platinum Plus Mastercard

3.0
Annual FeeNo Fee
Welcome Bonus
Purchase Interest20.99%
Pros
  • newcomers benefits
  • no-annual-fee benefits
Cons
  • Fewer premium travel benefits
Neo WorldMASTERCARD
MASTERCARD
Neo Financial

Neo World Mastercard

3.0
Annual FeeNo Fee
Welcome Bonus
Purchase Interest19.99%
Pros
  • cash-back benefits
  • gas benefits
Cons
  • Fewer premium travel benefits
Neo SecuredMASTERCARD
MASTERCARD
Neo Financial

Neo Secured Mastercard

3.0
Annual FeeNo Fee
Welcome Bonus
Purchase Interest19.99%
Pros
  • cash-back benefits
  • gas benefits
Cons
  • Fewer premium travel benefits
Neo WorldMASTERCARD
MASTERCARD
Neo Financial

Neo World Elite Mastercard

3.0
Annual FeeNo Fee
Welcome Bonus
Purchase Interest19.99%
Pros
  • cash-back benefits
  • gas benefits
Cons
  • Fewer premium travel benefits
United MileagePlusMASTERCARD
MASTERCARD
Neo Financial

United MileagePlus Neo World Elite Mastercard

3.0
Annual Fee$120
Welcome Bonus$400
Purchase Interest19.99%
Pros
  • gas benefits
  • grocery benefits
Cons
  • Annual fee of $120.0
KOHO EssentialMASTERCARD
MASTERCARD
KOHO

KOHO Essential Mastercard

3.0
Annual FeeNo Fee
Welcome Bonus
Purchase Interest19.99%
Pros
  • low-interest benefits
  • cash-back benefits
Cons
  • Fewer premium travel benefits
KOHO ExtraMASTERCARD
MASTERCARD
KOHO

KOHO Extra Mastercard

3.0
Annual Fee$84
Welcome Bonus
Purchase Interest19.99%
Pros
  • low-interest benefits
  • cash-back benefits
Cons
  • Annual fee of $84.0
KOHO EverythingMASTERCARD
MASTERCARD
KOHO

KOHO Everything Mastercard

3.0
Annual Fee$168
Welcome Bonus
Purchase Interest19.99%
Pros
  • cash-back benefits
  • gas benefits
Cons
  • Annual fee of $168.0
Rogers WorldMASTERCARD
MASTERCARD
Rogers

Rogers World Elite Mastercard

3.0
Annual FeeNo Fee
Welcome Bonus
Purchase Interest20.99%
Pros
  • cash-back benefits
  • no-annual-fee benefits
Cons
  • Fewer premium travel benefits
PlatinumMASTERCARD
MASTERCARD
Rogers

Rogers Platinum Mastercard

3.0
Annual FeeNo Fee
Welcome Bonus
Purchase Interest20.99%
Pros
  • cash-back benefits
  • no-annual-fee benefits
Cons
  • Fewer premium travel benefits
Fido MastercardMASTERCARD
MASTERCARD
Rogers

Fido Mastercard

3.0
Annual FeeNo Fee
Welcome Bonus
Purchase Interest20.99%
Pros
  • cash-back benefits
  • no-annual-fee benefits
Cons
  • Fewer premium travel benefits
National BankMASTERCARD
MASTERCARD
National Bank

National Bank World Elite Mastercard

3.0
Annual Fee$150
Welcome Bonus$400
Purchase Interest20.99%
Pros
  • gas benefits
  • grocery benefits
Cons
  • Annual fee of $150.0
National BankMASTERCARD
MASTERCARD
National Bank

National Bank Mastercard

3.0
Annual FeeNo Fee
Welcome Bonus
Purchase Interest20.99%
Pros
  • newcomers benefits
  • no-annual-fee benefits
Cons
  • Fewer premium travel benefits
Desjardins OdysseyVISA
VISA
Desjardins

Desjardins Odyssey World Elite Visa

3.0
Annual Fee$150
Welcome Bonus$300
Purchase Interest20.99%
Pros
  • gas benefits
  • grocery benefits
Cons
  • Annual fee of $150.0
CashBackVISA
VISA
Desjardins

Desjardins Cash Back World Elite Visa

3.0
Annual Fee$99
Welcome Bonus
Purchase Interest20.99%
Pros
  • cash-back benefits
  • gas benefits
Cons
  • Annual fee of $99.0
Desjardins ClassicVISA
VISA
Desjardins

Desjardins Classic Visa Card

3.0
Annual FeeNo Fee
Welcome Bonus
Purchase Interest19.9%
Pros
  • newcomers benefits
  • no-annual-fee benefits
Cons
  • Fewer premium travel benefits
TriangleMASTERCARD
MASTERCARD
Canadian Tire

Triangle World Elite Mastercard

3.0
Annual FeeNo Fee
Welcome Bonus$100
Purchase Interest21.99%
Pros
  • grocery benefits
  • no-annual-fee benefits
Cons
  • Fewer premium travel benefits
TriangleMASTERCARD
MASTERCARD
Canadian Tire

Triangle Mastercard

3.0
Annual FeeNo Fee
Welcome Bonus$50
Purchase Interest21.99%
Pros
  • newcomers benefits
  • grocery benefits
Cons
  • Fewer premium travel benefits
PC OptimumMASTERCARD
MASTERCARD
PC Financial

PC Financial World Elite Mastercard

3.0
Annual FeeNo Fee
Welcome Bonus
Purchase Interest20.97%
Pros
  • gas benefits
  • grocery benefits
Cons
  • Fewer premium travel benefits
PC OptimumMASTERCARD
MASTERCARD
PC Financial

PC Financial Mastercard

3.0
Annual FeeNo Fee
Welcome Bonus
Purchase Interest20.97%
Pros
  • gas benefits
  • rewards benefits
Cons
  • Fewer premium travel benefits
CashBackVISA
VISA
Simplii

Simplii Financial Cash Back Visa Card

3.0
Annual FeeNo Fee
Welcome Bonus$200
Purchase Interest20.5%
Pros
  • cash-back benefits
  • gas benefits
Cons
  • Fewer premium travel benefits
Simplii FinancialVISA
VISA
Simplii

Simplii Financial Visa Card

3.0
Annual FeeNo Fee
Welcome Bonus
Purchase Interest20.5%
Pros
  • newcomers benefits
  • cash-back benefits
Cons
  • Fewer premium travel benefits
Brim FinancialMASTERCARD
MASTERCARD
Brim Financial

Brim Financial World Elite Mastercard

3.0
Annual Fee$199
Welcome Bonus
Purchase Interest20.99%
Pros
  • gas benefits
  • grocery benefits
Cons
  • Annual fee of $199.0
Brim MastercardMASTERCARD
MASTERCARD
Brim Financial

Brim Mastercard

3.0
Annual FeeNo Fee
Welcome Bonus
Purchase Interest20.99%
Pros
  • newcomers benefits
  • no-annual-fee benefits
Cons
  • Fewer premium travel benefits
HSBC WorldMASTERCARD
MASTERCARD
HSBC Canada

HSBC World Elite Mastercard

3.0
Annual Fee$149
Welcome Bonus$1000
Purchase Interest20.99%
Pros
  • gas benefits
  • grocery benefits
Cons
  • Annual fee of $149.0
Wealthsimple CashVISA
VISA
Wealthsimple

Wealthsimple Cash Card

3.0
Annual FeeNo Fee
Welcome Bonus
Purchase Interest19.99%
Pros
  • low-interest benefits
  • cash-back benefits
Cons
  • Fewer premium travel benefits
Loop CardVISA
VISA
Loop Financial

Loop Card

3.0
Annual FeeNo Fee
Welcome Bonus
Purchase Interest19.99%
Pros
  • cash-back benefits
  • newcomers benefits
Cons
  • Fewer premium travel benefits