Canadian Credit Cards side-by-side.
Select your average annual spending budget scenario. We'll automatically recalculate ongoing net rewards yield, welcome payouts, interest rates, and row winners instantly.
★ marks the winner per row at the selected spending profile. The "winner" for the card overall is calculated using our weighted scoring algorithm.
For your profile, the American Express Cobalt Card wins.
At your active spending tier, the **American Express Cobalt Card** yields the absolute highest ongoing net dollar value after subtracting card costs. It secures a high **3.0/5 rating** due to industry-leading reward ratios and robust welcome bonus credits.
If you carry a balance, we advise looking at lower APR rates instead, and if you make frequent international purchases, ensure you select cards with 0% foreign transaction fees.